Smart Advice on diversifying your investments, capitalizing on "bull" and "bear" market cycles, committing to aggressive growth funds, knowing when to "sell short, " and much moreSmart Tips on calculating interest-rate risk, choosing between taxable and tax-exempt funds, analyzing a fund's performance history, and matching your fund family's goals and style with your ownSmart Insights into how mutual funds perform against CDs, individual stocks and bonds, and treasury securitiesSmart Strategies for finding fund families, rating services, and index funds you can bank on for the long haulQuick reading and easy referencing with a comprehensive index and loads of sidebars and tables