Credit Repair: Make a Plan, Improve Your Credit, Avoid Scams

Bad credit can get better

Bad credit can prevent you from getting a mortgage, car loan, credit card, apartment, or even a job. The sensible strategies in Credit Repair help you take control of your finances, clean up your credit reports and rebuild your credit. Learn how to:

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• prioritize debts and create a budget
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• reduce debts and cut expenses
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• negotiate with creditors
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• correct credit report errors and remove old information
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• add positive information to your credit reports
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• adopt strategies to rebuild your credit, and
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• avoid identity theft and credit repair scams.
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The 16th edition covers when a lender must explain credit decisions and the latest strategies for dealing with student loan debt. It also includes recent debt collection developments, such as limitations on how often a collector can call and restrictions on a collector's use of texts, emails, and social media.