Downsizing at 40

Downsizing at 40 is my journey up and down the property ladder. It's a realisation of the value of having more money or more time options, instead of being forced onto the mortgage treadmill. Having the options to save and invest more of my money or switch career paths is an incredible motivator for me.

This book is not a how to guide, it's a story of why and how I managed to achieve Downsizing at 40 success, partly through luck, partly through market madness and partly through a process of asking myself uncomfortable questions.
Consciously deciding to downsize at an early age has surprised many people. Their response has generally been, aren't you too young to downsize? Or you have young kids, what are you thinking? For these exact reasons - I chose to downsize. Having the freedom of more options is invaluable.

In this book you'll learn about Life Hours, when the music stops, the mortgage treadmill, the Death Pledge, C4C and a theme of trust. I'll show you my unique way of looking at property through a daily financial gratification metric - which offers me motivation in a very short feedback loop. And finally the lessons I've learnt from Downsizing at 40 summarised by B.U.D.G.C.