Penny and the Magical Money Tree

When Penny tells her grandpa she wants to buy her family a new home, he introduces her to a mysterious tree -- one that glows and gives her a single dollar each day. But there's a catch: she must only take one dollar at a time, or the magic will disappear. Along her journey, Penny faces real-life temptations and decisions, like spending her money on something fun or staying committed to her long-term goal. After a misstep that causes the tree to lose its glow, Penny learns an unforgettable lesson about choices, consequences, and the importance of staying focused.

This story gently guides children through the emotions and rewards of saving money, with strong themes of family, personal growth, and resilience. It's perfect for sparking conversations with young readers about setting goals, managing money, and thinking about the future in an age-appropriate and encouraging way.