Common Cents Money for Millennials and Gen Z: The Basics of a Financial Education

Common Cents is a beginner-friendly financial guide written specifically for Millennials and Gen Z. Whether you're navigating your first paycheck, managing student loans, or trying to save in a world of rising costs, this book gives you the real-world financial knowledge you should've learned in school.

Written by Dr. Todd Cimino-Johnson-educator, elected official, and passionate financial literacy advocate-this guide breaks down complex topics in simple, relatable language.

You'll learn how to:

Build a budget that fits your life
Understand credit, loans, and interest without the confusion
Save and invest-even on a limited income
Avoid common money traps and take control of your future
Protect your identity, finances, and peace of mind
This is not your typical finance book. There's no guilt, no jargon, and no boring lectures-just practical advice, real talk, and a roadmap to financial independence.

Perfect for students, young professionals, and anyone who wants to make smarter money moves.