Medicare 2: I have Medicare Part A & B, now what?

You enrolled in Medicare Parts A & B... now what?

For millions of Americans, that's where the confusion really begins. Medicare 2 picks up where the first step ends - guiding you through the maze of decisions that follow your initial enrollment and helping you avoid lifelong mistakes.

✅ Should you stay on Original Medicare or switch to a Medicare Advantage plan?

✅ Does Medigap give you more freedom - or just more cost?

✅ Should you keep your employer coverage or drop it completely?

✅ Are you a veteran with VA, TRICARE, or CHAMPVA and unsure what to do next?

✅ What happens if you pick wrong - will you be stuck?

Whether you're retired, still working, supporting a spouse, or helping a loved one - this book is your personalized roadmap through the next phase of Medicare. It's not filled with fluff or recycled government copy. It's packed with real-life strategies, common traps to avoid, and the exact questions I've used to help thousands of clients make confident, informed choices.

What You'll Learn in This Book:

✅ How Medicare Advantage plans really work in 2025 - including giveback plans, networks, referrals, and out-of-pocket limits

✅ The Medigap + Part D model - when it makes sense, what it covers, and how to qualify based on your budget, medical needs, and provider access

✅ Employer and union coverage after 65 - including COBRA rules, tax mistakes, HSAs, and what to ask HR before making a decision

✅ How VA, TRICARE, and CHAMPVA work with Medicare - plus smart paths for veterans and military spouses navigating dual systems

✅ How to spot enrollment mistakes before they cost you for life - and what to do if you've already made one

✅ What to do next - even if you're overwhelmed or unsure where to start

✅ How to layer programs like LIS (Extra Help) and Medicare Savings Programs to reduce costs

✅ Real examples from everyday people - including those helping aging parents, navigating retiree plans, or trying to save money without sacrificing care

Who This Book Is For:

✅ You've already enrolled in Medicare A & B but still feel unsure what your next step is

✅ You're helping a spouse, parent, or friend make Medicare choices and need clear answers

✅ You're still working or retired and trying to decide between your employer coverage or Medicare

✅ You're a veteran or military spouse who wants to understand how Medicare fits with your VA or TRICARE benefits

✅ You want practical tools, real scenarios, and plain-English advice from someone who's been there

Written by a licensed Medicare advisor and based in New Jersey, this book includes plan examples from NJ - but the strategies apply nationwide. Whether you're brand new to Medicare or realizing the plan you picked isn't working, this guide is here to help you make informed, confident choices - and avoid the pitfalls that cost others thousands.

Take the next step in your Medicare journey with clarity, not confusion.

Because it's not just about having coverage - it's about having the right coverage for you.